- Accident coverage available
- Roadside assistance available
- Facility of doorstep Surveyor available
- 8 add-on cover available
Most Popular Policies of ICICI Lombard General Insurance
- ICICI Lombard Car Insurance
The Car Insurance policy offered at ICICI Lombard is highly sought after among India's car-owners for its beneficial features and unique benefits.
Key features of car insurance policy
- ICICI Lombard International Travel Insurance
ICICI Lombard International Travel Insurance covers both medical and non-medical emergencies in foreign countries.The plan is available in three variants; Single Round Trip, Gold Multi Trip and Senior Citizen Policy
Key features of international travel insurance policy
- No medical test up to 85 years (Single Round Trip and Senior Citizen policy)
- No Sub-limit for Schengen Countries (Single Round Trip and Senior Citizen policy)
- Cashless facility is available worldwide for hospitalization
- Guaranteed top-notch health care available with UHI
- ICICI Lombard Critical Care
Critical Care plan provides financial protection against income loss of policyholders.
Key features of Critical Care Policy
- Lump sum financial benefit available when diagnosed with any of 9 listed Critical Illnesses
- Coverage for Permanent Total Disablement and Accidental Death available
- Health check up not required
- waiting period not applicable
- ICICI Lombard Health Advantage Plus
The policy covers inpatient and outpatient treatment expenses of policyholders.
Key features of Health Advantage Plus
- Pre-existing diseases are covered after 2 years
- Artificial limbs and pacemaker cost covered
- Swine Flu / H1N1 influenza treatment expenses are covered
- OPD expenses include maternity expenses
ICICI Lombard Overseas Student Travel Insurance Plan
Studying abroad would be a lot easier with the help of ICICI Lombard overseas student insurance plan. Along with some of the medical benefits, the non-medical benefits have also been covered under this policy. The benefits and the variations of the plans have been discussed here in detail.
Variations of ICICI Lombard overseas student travel insurance plan
When you contact the bank to provide you the ICICI Lombard overseas student travel insurance plan, you would have to choose one among the three variations of it, as discussed here:
This plan is certainly the best one as it would cover all the expenses, starting from the medical expenses to the sponsor protection expenses. Whether your baggage is lost or you go through some personal accident or when you need some money for study interruption purposes, this plan would come to your rescue. You can buy this policy in INR, which could certainly cost you less, and the good thing about this is that auto-renewal after one year is also possible.
When you opt for a standard plan, you might miss on some of the most important benefits. With the plus plan, you can be sure that you do not miss them. This plan is made to act as an add-on to your existing plan. When students go to study abroad, the different universities might have some different criteria and this plan would ensure that it fulfills them all.
This is the basic ICICI Lombard insurance plan which would help you to cover certain expenses such as sponsor protection, personal liability, personal accident expenses, study interruption expenses and some others.
Key Benefits of the ICICI Lombard overseas student travel insurance plan cover?
One of the best things about the ICICI Lombard overseas student insurance plan is that you can buy it in Indian rupees instead of USD, which means that it is a way cheaper option. It would save you almost 2/3rd of the amount you would otherwise spend on an overseas student insurance plan.
Accepted by Foreign Universities
: Most of the foreign universities require a compulsory insurance and the ICICI Lombard overseas student insurance plan has the advantage that most of the universities would accept it as a substitute for them.
Partnership with US:
When you opt for the
ICICI Lombard overseas student travel insurance plan
, you would be on an advantage as the ICICI bank has a partnership with the United Health International, which is one of the leading health care service providers in the US. So, this is no doubt an amazing option for the students travelling abroad.
Time is saved:
Nothing is more valuable than time these days and a great thing about the policy is that you can save time by quick extension just by applying for it online. Further, the bank has tie-ups with various hospitals across the world and hence, cashless settlement would take least possible time.
Comparison between the Variations of the Cover
|Name of the Benefit||Amount Covered|
|Medical Expenses||$50,000 and $100,000||Not available in the bronze plan, but available in Gold plan and plus plan.|
|Checked-in baggage loss||$1,000||Present in all the three plans|
|Passport loss||$200||Present in all the three plans|
|Personal liability||$100,000||Present in all the three plans|
|Bail bond||$5,000||Present in all the three plans|
|Study interruption||$7,500||Present in all the three plans|
|Mental disorders and nervous disorder medical conditions||$1,000||Present only the plus plan, not available in the gold plan and the bronze plan|
|Screening of Cancer expenses||$2,000||Present only the plus plan, not available in the gold plan and the bronze plan|
|Benefits of Childcare and Pregnancy||$100 and $500||Present only the plus plan, not available in the gold plan and the bronze plan|
Frequently Asked Questions:
Would the policy be valid in India during the period of the study of student?
No, once a student has applied for the ICICI Lombard overseas student travel insurance plan, it would only cover the Insured when he is studying abroad, that is, when he is out of the country. In case he stays in India during this period, the travel and the medical expenses would not be covered.
Would the policy resume when the students return back?:
Yes, in case the policy has not been lapsed yet, all the benefits that were covered under the policy would go intact.