- Accident coverage available
- Roadside assistance available
- Facility of doorstep Surveyor available
- 8 add-on cover available
Most Popular Policies of ICICI Lombard General Insurance
- ICICI Lombard Car Insurance
The Car Insurance policy offered at ICICI Lombard is highly sought after among India's car-owners for its beneficial features and unique benefits.
Key features of car insurance policy
- ICICI Lombard International Travel Insurance
ICICI Lombard International Travel Insurance covers both medical and non-medical emergencies in foreign countries.The plan is available in three variants; Single Round Trip, Gold Multi Trip and Senior Citizen Policy
Key features of international travel insurance policy
- No medical test up to 85 years (Single Round Trip and Senior Citizen policy)
- No Sub-limit for Schengen Countries (Single Round Trip and Senior Citizen policy)
- Cashless facility is available worldwide for hospitalization
- Guaranteed top-notch health care available with UHI
- ICICI Lombard Critical Care
Critical Care plan provides financial protection against income loss of policyholders.
Key features of Critical Care Policy
- Lump sum financial benefit available when diagnosed with any of 9 listed Critical Illnesses
- Coverage for Permanent Total Disablement and Accidental Death available
- Health check up not required
- waiting period not applicable
- ICICI Lombard Health Advantage Plus
The policy covers inpatient and outpatient treatment expenses of policyholders.
Key features of Health Advantage Plus
- Pre-existing diseases are covered after 2 years
- Artificial limbs and pacemaker cost covered
- Swine Flu / H1N1 influenza treatment expenses are covered
- OPD expenses include maternity expenses
About ICICI Lombard Home Insurance
Calamities are sudden and unexpected events that can ruin your most prized possession called home. ICICI Lombard home insurance can keep your households and assets secured against natural and man-made calamities.
7 reasons why should you avail ICICI Lombard Home Insurance
• 50% discount is available for a 10 year cover of structure
• Security of home against natural calamities like earthquakes, floods, cyclones, storm
• Protection of home assets such as furniture and electronics
• 25% discount is available on home content cover
• Complete protection against damages due to water seepage
• All-Risk Cover is available to protect jewelery
• Coverage available against damages due to allied perils or fire, burglary, theft and terrorism
ICICI Lombard Home Insurance policy coverage
• ICICI Lombard home insurance policy covers either only the home structure or only the content of your home. Alternatively, policyholders can choose to cover both structure and contents. or both.
• ICICI Lombard home insurance policy covers the structure and content damage and loss as a result of listed man-made and natural calamities.
The following calamities are covered by ICICI Lombard home insurance
• Impact damage
• Aircraft damage
• Storm, tempest, cyclone, typhoon, hurricane, inundation, flood, tornado
• Explosion / implosion
• Strike, Riots, damage due to malicious acts and terrorism
• Landslide including rockslide
• Overflowing and/or bursting of pipes, apparatus and water tanks
• Automatic sprinkler installation Leakage
• Operations for missile test
• Bush fire
Damage of household contents caused by theft, housebreaking or even attempted burglary is under the coverage of ICICI Lombard home insurance policy. The plan further offers financial protection due to jewellery loss, precious stones kept under lock and key and silver articles. The coverage is up to a maximum of Rs. 1 Lakh or 25% of the total sum insured for content.
Aside from the basic coverage, ICICI Lombard home insurance plan also comes with some useful add-on covers to enhance the protection.
Coverage for expenses due to alternative accommodation rent
• Coverage is available for rent expenses in alternative accommodation in the event of destruction of home by any peril covered in the policy
• The maximum available coverage is Rs. 1 lakh, which is valid for maximum 6 months. And, this coverage is available only for insurance of home structure .
ICICI Lombard home insurance claims process
• Registration of claim can be done by contacting ICICI Lombard through the 24/7 helpline and by providing all required information.
• Policyholders need to report the details of the the policy and mishap while lodging a claim.
• Once ICICI Lombard authorizes the claim, it is dispatched to claims department for processing further.
• Claim department verifies and registers the claim and appoints a surveyor within 48 hours.
• Once the surveyor receives all the relevant documents, the Final Survey Report is submitted within 7 days.
• ICICI Lombard completes the claim process in 7 days after obtaining all documents.
List of required documents to claim
• Claim form duly-filled
• ICICI Lombard home insurance policy copy
• FIR Copy
• Price Lists, Invoices, Repair Estimates Copy
• Final Report from the police