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Get the Best Health Insurance Plan Online in India

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Most Popular Policies of ICICI Lombard General Insurance

  • ICICI Lombard Car Insurance
    The Car Insurance policy offered at ICICI Lombard is highly sought after among India's car-owners for its beneficial features and unique benefits.
    Key features of car insurance policy
    • Accident coverage available
    • Roadside assistance available
    • Facility of doorstep Surveyor available
    • 8 add-on cover available
    Buy now
  • ICICI Lombard International Travel Insurance
    ICICI Lombard International Travel Insurance covers both medical and non-medical emergencies in foreign countries.The plan is available in three variants; Single Round Trip, Gold Multi Trip and Senior Citizen Policy
    Key features of international travel insurance policy
    • No medical test up to 85 years (Single Round Trip and Senior Citizen policy)
    • No Sub-limit for Schengen Countries (Single Round Trip and Senior Citizen policy)
    • Cashless facility is available worldwide for hospitalization
    • Guaranteed top-notch health care available with UHI
    Buy now
  • ICICI Lombard Critical Care
    Critical Care plan provides financial protection against income loss of policyholders.
    Key features of Critical Care Policy
    • Lump sum financial benefit available when diagnosed with any of 9 listed Critical Illnesses
    • Coverage for Permanent Total Disablement and Accidental Death available
    • Health check up not required
    • waiting period not applicable
    Buy now
  • ICICI Lombard Health Advantage Plus
    The policy covers inpatient and outpatient treatment expenses of policyholders.
    Key features of Health Advantage Plus
    • Pre-existing diseases are covered after 2 years
    • Artificial limbs and pacemaker cost covered
    • Swine Flu / H1N1 influenza treatment expenses are covered
    • OPD expenses include maternity expenses
    Buy now

Health Insurance Plans

LTICICI Lombard Health Insurance plans are highly sought-after for customer friendly features and cost-effectiveness. These ICICI Lombard Health Insurance policies have well and truly lived up to the customer’ expectations.

Best features of ICICI Lombard Health Insurance covers

• No Co-pay
• No sub-limits on room rent
• Lifetime renewability
• Cashless treatment available in more than 4,500 network hospitals
• Health check-up available twice a year for free
• Coverage of medical expenses – 60 days for post hospitalization AND 30 days before hospitalization
• Availability of many optional covers such as Convalescence Benefit and Hospital Daily Cash

7 reasons why should you avail ICICI Lombard Health Insurance

• Cashless approval within 4 hours
• Coverage available against Permanent Total Disablement and Accidental Death
• Availability of add-on covers like Wellness and Preventive Healthcare, Outpatient Treatment, and Maternity Benefit
• Availability of Top-up to increase existing sum insured and coverage
• Availability of in-house claim settlement team
• Cashless treatment facility available for Health ID Card holders in over 4500 network hospitals
• Tax deduction benefits available on the premium paid

Types of ICICI Lombard Health Insurance plans

• ICICI Complete Health Insurance
• Health Booster
• Personal Protect

Features > Entry Age Policy Period Renewability Sum Assured Add-on Covers
Complete Health Insurance 18 years of age for adult, 3 months for children(family), 6 years for children (individual) 1 year, 2 years Lifetime Rs.1, 2, 3, 4, 5, 7 or 10 lakhs.

 

Daily Cash Allowance cover

Critical Illness cover

Organ Donor Expenses cover

Health Booster 18 years of age for adult, 3 months for children(family), 6 years for children (individual) 1, 2 or 3 years. Lifetime Rs.5 to Rs.50 lakhs Hospital Daily Cash cover,

Convalescence Benefit cover,

Critical Illness Cover,

Personal Accident Cover

Personal Protect 18-80 years of age 1, 3 or 5 years.

           

Lifetime Rs. 3, 5, 10, 15, 20 or 25 lakhs

           

Hospitalisation expense cover,

Daily Cash Allowance cover

Claims Process for ICICI Lombard Health Insurance

The claims process for ICICI Lombard health insurance is simple and takes minimum effort to complete. However the process of registering a claims varies from one type of treatment to another. There are three distinct categories of treatment such as:

• Cashless Emergency process
• Reimbursement process
• Cashless Planned process

Reimbursement Process for ICICI Lombard Health Insurance

In the reimbursement process, policyholders get compensated for their treatment expenses incurred during the policy tenure. Policyholders have to pay out the hospital bill upfront and then have to submit all required documents and bills to any outlet of ICICI Lombard Health Care or mail them to Hyderabad . After reviewing the claim the company make decisions as Approved, Query, and Rejected. Query refers to requirement of submitting documents by policyholders.

Cashless Emergency Process for ICICI Lombard Health Insurance

In the cashless emergency process patient undergoes cashless treatment in any ICICI Lombard network hospital after being authorized by the company. The insurer settle treatment expenses directly with the hospital in this process.

Cashless Planned Process for ICICI Lombard Health Insurance

This process is quite similar to the Cashless Emergency process. But, as it is a planned hospitalization, the policyholder need to inform the insurer at least 2 days before hospitalization.

ICICI Lombard Health Insurance Plans